How smartphones can reshape the way we pay

[HVNews]

Target; Nieman-Marcus; Michaels. Lately, it seems that a week doesn't go by without some major retailer being forced to inform customers that their payment systems have been compromised, potentially affecting millions of cardholders and their finances. Of course, that's on top of the myriad scams that happen every day on a smaller scale and end up costing both consumers and businesses billions of dollars every year.

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